My first assumption would be a job. Second answer could be a husband, boyfriend other SO. You know just how the rest of people get money.... If it's like the US maybe they don't have the money and they just charge it up on cards to appear to be wealthy.
You're from Malaysia aren't you? The country gets featured quite a lot on the TV as a place where good food, etc., is cheaper than Japan, so I guess a lot of the Japanese women you see are on holiday enjoying themselves for a few days and buying brand goods that would be more expensive back at home.
I'm curious. Why would you be embarrassed? I'm sure there are hundreds of millions (if not billions) of people richer than you. As well as multiple billions poorer than you (judging by your access to the internet).
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