The JASSO scholarship is one option. I think the Panasonic Scholarship screening begins a year in advance, much like the Embassy recommendation. Other options include various scholarships provided by regional governments and organizations. But you can only apply for them once you get to the University.
Living expenses can be high in Tokyo and Yokohama. I think I saw it on JASSO's website or maybe some other University's website, that the average monthly expenditure for a University student was 110,000 - 125,000 yen. That includes your monthly rent, your monthly expenditure on food, internet, basic amenities like electricity and water, etc. Of course, you can have a part-time job but don't bank on just that, because there are restrictions on working hours for those holding resident student visas.
Living expenses can be high in Tokyo and Yokohama. I think I saw it on JASSO's website or maybe some other University's website, that the average monthly expenditure for a University student was 110,000 - 125,000 yen. That includes your monthly rent, your monthly expenditure on food, internet, basic amenities like electricity and water, etc. Of course, you can have a part-time job but don't bank on just that, because there are restrictions on working hours for those holding resident student visas.