Emoni
先輩
- 20 Sep 2003
- 1,768
- 67
- 63
I'm leaving for Japan again soon, this time possibly for good. One issue I'm running into is how to transfer money from my bank to Japan without getting ripped off with fees.
Previously, I used Citibank. I had my money in Citibank and could withdraw in Japan or other countries with only a 1% fee. Then they upped it to 3%... and kept making horrible mistakes akin to a 5th grader handling my money. (That's another story I won't go into here...) I really want to avoid using this sorry excuse for a bank if possible.
What are my options? Obviously a wire is possible, but that would be usually $30 or so for each wire, and I do not want to send all of my money at once. I'd prefer to hold back a bit right now since the exchange rate sucks.
What I am wondering about is what other methods might be possible. I heard from one friend who has money in Safe Credit Union, and used his ATM card to withdraw at the post office in Japan and only had a 1% fee at the ATM with no other charges. He said he could find no other indication of charges. I'm leery of this a bit, but I'll be checking into it for sure.
Mostly, I'm trying to hold on to what limited money I have and don't want to get hit with hidden charges. How have others here transferred money or used ATMs? What do you recommend?
Thanks.
Previously, I used Citibank. I had my money in Citibank and could withdraw in Japan or other countries with only a 1% fee. Then they upped it to 3%... and kept making horrible mistakes akin to a 5th grader handling my money. (That's another story I won't go into here...) I really want to avoid using this sorry excuse for a bank if possible.
What are my options? Obviously a wire is possible, but that would be usually $30 or so for each wire, and I do not want to send all of my money at once. I'd prefer to hold back a bit right now since the exchange rate sucks.
What I am wondering about is what other methods might be possible. I heard from one friend who has money in Safe Credit Union, and used his ATM card to withdraw at the post office in Japan and only had a 1% fee at the ATM with no other charges. He said he could find no other indication of charges. I'm leery of this a bit, but I'll be checking into it for sure.
Mostly, I'm trying to hold on to what limited money I have and don't want to get hit with hidden charges. How have others here transferred money or used ATMs? What do you recommend?
Thanks.