About a week later, he was stunned by his online credit card statement. Charges included a total 669,800 yen (approx. $4,630) from three bars in the early hours of Jan. 28. At the first bar, he was initially charged 11,000 yen (about $76), followed by another charge of 188,000 yen (about $1,300). The second bar charged 275,000 yen ($1,900), and the third bar charged 195,800 yen ($1,350). He has no memory of visiting the second or third bars. [...] He also reported the misuse to his credit card company, but was told bluntly that because the charges had been made using his PIN code, they were his responsibility even in the case of misuse. The man's colleague had also been cleared out of 100,000 yen (roughly $690) in cash that night. [...] In late February, the man contacted a lawyer and requested payment details and other information from the three bars through the credit card company. About a month and a half later, he received responses from the second and third bars, which refused to return any amount, claiming, among other things, "If we give refunds on the basis that people can't remember, it won't be good for our business."