charlesburke
Registered
- 29 May 2020
- 10
- 3
I think the easiest solution is to sign the back of it and send it to me.The other day I received the $1,200 economic impact (covid) payment check from the US. But every bank I've gone to here in Okinawa says I can't cash it or deposit it because the check's from abroad.
They'll accept foreign wire transfers, but that's no help in this case.
Anybody else run into this situation?
I think the easiest solution is to sign the back of it and send it to me.
Seriously though I think most U.S. ex-patriots still have bank accounts in the U.S. If so you should able to use the bank's app to deposit it.
Or you can deposit by mail. Do you have any accounts in the U.S.?
Yeah most US banks have the ability to take a cellphone photo of the check and deposit it electronically. If you don't have a US bank account it may be a lot more work to get it cashed, or take some help from someone in the states... Japanese banks just don't see very many checks so they don't really know what to do with them.
haha liked for all but those insane processing fees. It's your money, it shouldn't cost you to pay yourself.
This is a thing:
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So are you in the military?
It's a little late now but you were able to give the govt direct deposit details online to avoid a paper check. But I think it has to be a U.S. account and is supposed to be in your name.Banks here seem to have regressed over time. When I came in 1985 I could get checks cleared, no questions asked. Of course, it took 5-7 weeks and cost about 60 bucks in processing fees, but they'd do it. Over the years all the payments I receive have gradually changed to direct wire transfer, and that's way convenient. But for some reason the US gov't did it the old-fashioned way this time. Oh well, I'll just have to get creative, I guess.
Banks here seem to have regressed over time.
Now, which daughter shall I choose? Hmmmm...
Use SMBC Prestia bank, they can deposit US checks.
Can you just use one of your kids' addresses just as a mail drop? I don't think there's a requirement that you reside at the address you give.Unfortunately, I don't have a US bank account. So I thought maybe I should get one.
Spoke with my daughter, who talked at length with her own bank, Wells Fargo, and found out that they won't accept a check endorsed over to her. But they suggested I apply online for a new account. Sounds like a good idea, right?
I visited Wells Fargo and several other online US-based bank websites to sign up for a new account. I was able to fill out a form up to the point where they wanted an address. There it stalled. Either their form would not accept a non-US zip code or it only had a drop-down menu of US states to choose from, with no space to type in any other state or prefecture name. Also, no space to type in country. Result - unable to submit application.
On this topic, there seems to be a lot more opinion than fact going around, even within the banks themselves. So I'm going back to the drawing board. Will visit a bunch more online banks and see if I can slip through the filters at any of them.
If that doesn't work, I'll start personally calling bank support numbers and try the "your call is important, so please wait for a hour" routine
This is starting to seem like a lot of work for such a small slice of "free" money.
So if none of the above ends up working ... well ... fuggit.
Can you just use one of your kids' addresses just as a mail drop? I don't think there's a requirement that you reside at the address you give.
Think of all the people living the motorhome lifestyle without a permanent residence besides their mobile one. Though I guess most of those people establish a permanent mail drop such as a PO Box or relative's address.
Can you just use one of your kids' addresses just as a mail drop? I don't think there's a requirement that you reside at the address you give.
Think of all the people living the motorhome lifestyle without a permanent residence besides their mobile one. Though I guess most of those people establish a permanent mail drop such as a PO Box or relative's address.
I'm in that position too. One must be present with their kids to have a joint account. I know this since I went through this 4 years ago. Yes, you use your daughters address and just tell them that you live with them and be quiet about it, or just tell them also that you are homeless and living on their front porch.
Either way, I too dealt with Wells Fargo. I got to open the joint account there. Not easy, but I was in the states with my daughter visiting her at the time.
Seems like you are stuck with a piece of paper.
I didn't even get a check in the mail, so I don't know what happened. If you are xmilitary there, see if they have a support group that you can tell them your story.
Might be worth giving 'em a followup call. Depends on how long their support call waiting queues are.I know when I applied for SS , the Tokyo Embassy did all the paper work for me. I wrote to them about the stimulus money, but they never got back in touch we me. So I guess I may not be seeing any money. Its tough living overseas.