I see, thank you! So for example if I decide to spend half of my savings on ads and the other half on construction materials, I could refer to the first half as 広告に使っている半分のお金 (the relative clause modifies the whole chunk 半分のお金) , while 広告に使っているお金の半分 sounds more like 'half of the money I spent on ads', that is, 25% of my savings in my example. Right?